Claim
People who disputed a hard inquiry on their Equifax credit file can claim cash from a $30M fund. The estimated amount depends on which group you are in.
Key facts
- Payout
- $100+ per person
- Deadline
- Nov 29, 2026
- Proof
- No proof
- Who
- Nationwide (US)
- Fund
- $30 million
- Case
- Hines v. Equifax Information Services LLC
- Court
- U.S. District Court, Eastern District of New York
- Final hearing
- Dec 10, 2026
- Notice ID
- The form asks for the ID or PIN from your notice
- Official site
- www.equifaxdisputeclassaction.com ↗
- Verified
- Sep 30, 2026
Estimated about $100 (general group), $300 (certified group), $400 (NY subclass)
Who qualifies
- Disputed a hard inquiry with Equifax (Aug 31, 2021 to Mar 27, 2026 for the general group)
- Need the Claim Number and PIN from your notice
- Certify a loss such as a credit denial or privacy harm tied to the inquiry
How to file a claim
- Open the official settlement website: www.equifaxdisputeclassaction.com.
- Have the Claim ID or PIN from the notice you received ready.
- Confirm that you qualify. No receipt is needed.
- Choose how you want to be paid and submit before Nov 29, 2026.
- Save the confirmation number. You'll need it to check your claim later.
Open the official claim form ↗
Is the Equifax Hard-Inquiry Disputes settlement legit?
Yes. It's a court-supervised class action settlement in Hines v. Equifax Information Services LLC, U.S. District Court, Eastern District of New York. Claims go through the settlement administrator on www.equifaxdisputeclassaction.com. Filing is free. A real settlement never asks for a fee, your bank password or your full Social Security number by text or email.
When will payments be sent?
The final approval hearing is Dec 10, 2026. Payments usually go out 3 to 12 months after the court gives final approval, once any appeals end. The administrator pays you directly, often by check, PayPal, Venmo or digital card.
FAQ
Is the Equifax Hard-Inquiry Disputes settlement legit?
Yes. It's a court-supervised settlement (Hines v. Equifax Information Services LLC, U.S. District Court, Eastern District of New York). Claims are handled by the settlement administrator on the official website. Filing is free; never pay anyone to file.
What is the deadline for the Equifax Hard-Inquiry Disputes settlement?
Claims must be submitted by Nov 29, 2026.
How much is the Equifax Hard-Inquiry Disputes payout?
Estimated about $100 (general group), $300 (certified group), $400 (NY subclass)
Do I need proof to file the Equifax Hard-Inquiry Disputes claim?
No. You can file without proof of purchase by confirming that you qualify.
When will Equifax Hard-Inquiry Disputes payments be sent?
The final approval hearing is Dec 10, 2026. Payments usually go out 3 to 12 months after final approval, once any appeals are resolved.
Claim is an independent app and isn't affiliated with this case, the court, the administrator or Equifax. Details come from the official settlement website and court records. Always check the official site before you file.
