Claim
A 2022 coding problem at Equifax caused wrong credit scores to be sent to lenders. People who were affected can claim an equal share of a $100M fund.
Key facts
- Payout
- $95–$280 per person
- Deadline
- Dec 28, 2026
- Proof
- No proof
- Who
- Nationwide (US)
- Fund
- $100 million
- Case
- In re Equifax Fair Credit Reporting Act Litigation
- Court
- U.S. District Court, Northern District of Georgia
- Administrator
- Verita
- Final hearing
- Jan 22, 2027
- Notice ID
- The form asks for the ID or PIN from your notice
- Official site
- www.equifaxfaircreditreportingsettlement.com ↗
- Verified
- Sep 30, 2026
Estimated $95 to $280 equal share (aggregator estimate)
Who qualifies
- Equifax reported a credit score affected by the coding issue (Mar 17 to Apr 8, 2022)
- Received a notice with a Claim ID and PIN
- You get nothing unless you file
How to file a claim
- Open the official settlement website: www.equifaxfaircreditreportingsettlement.com.
- Have the Claim ID or PIN from the notice you received ready.
- Confirm that you qualify. No receipt is needed.
- Choose how you want to be paid and submit before Dec 28, 2026.
- Save the confirmation number. You'll need it to check your claim later.
Open the official claim form ↗
Is the Equifax Credit Score Coding Error settlement legit?
Yes. It's a court-supervised class action settlement in In re Equifax Fair Credit Reporting Act Litigation, U.S. District Court, Northern District of Georgia. Claims go through Verita on www.equifaxfaircreditreportingsettlement.com. Filing is free. A real settlement never asks for a fee, your bank password or your full Social Security number by text or email.
When will payments be sent?
The final approval hearing is Jan 22, 2027. Payments usually go out 3 to 12 months after the court gives final approval, once any appeals end. The administrator pays you directly, often by check, PayPal, Venmo or digital card.
FAQ
Is the Equifax Credit Score Coding Error settlement legit?
Yes. It's a court-supervised settlement (In re Equifax Fair Credit Reporting Act Litigation, U.S. District Court, Northern District of Georgia). Claims are handled by Verita on the official website. Filing is free; never pay anyone to file.
What is the deadline for the Equifax Credit Score Coding Error settlement?
Claims must be submitted by Dec 28, 2026.
How much is the Equifax Credit Score Coding Error payout?
Estimated $95 to $280 equal share (aggregator estimate)
Do I need proof to file the Equifax Credit Score Coding Error claim?
No. You can file without proof of purchase by confirming that you qualify.
When will Equifax Credit Score Coding Error payments be sent?
The final approval hearing is Jan 22, 2027. Payments usually go out 3 to 12 months after final approval, once any appeals are resolved.
Claim is an independent app and isn't affiliated with this case, the court, the administrator or Equifax. Details come from the official settlement website and court records. Always check the official site before you file.
